How fees work
Here is how paying works at Fernwood Dental, in the order most patients ask.
Insurance we work with
We file claims for you with dental plans, and what a plan pays is the plan's decision. Whether we are in network depends on the plan; the owner lists the plans here. We are not enrolled with Medi-Cal Dental.
Dental PPO plans: we file the claim
DHMO plans: ask us first
Medicare and Medicare Advantage: ask us what applies
Not enrolled with Medi-Cal Dental
If you pay yourself
If you don't have a plan, or you'd like to pay yourself, you pay at the visit and you know the fee before treatment starts, in writing. Financing is offered by third-party lenders. Approval and terms are set by the lender.
Pay at the visit
A written estimate first
Third-party financing, set by the lender
Receipts for reimbursement
After each visit we give you an itemized receipt with the procedure codes. You can send it to a plan that reimburses you. Whether the plan pays, and how much, is the plan's decision.
Itemized, every visit
Procedure codes included
An estimate in advance
You can ask for a written estimate before any treatment. If you're paying without insurance, we give you a written estimate in advance, when you schedule or whenever you ask. It lists the visit, each step we expect and the fee for each.
Written, before treatment
Each step and its fee
Yours to take home
Checking your benefits
Before your first visit, Wes can check what your plan says it covers and tell you what to expect. A plan's quote of benefits is an estimate, and the plan makes the final decision when it pays.
Wes checks your benefits first
What your plan quotes is an estimate
What the first visit includes
A first visit is about an hour: a talk, a cleaning if one is planned, an exam by Dr. DeJesus and X-rays only if she needs them. You leave with your options and a written estimate for anything that needs work.
About an hour
Cleaning and exam
Estimate in writing
Ask about a fee before you come
Wes can talk you through what to expect and what to ask your plan.